Effortless Excellence: Stress-Free Car Financing Options

Posted Tuesday, Mar 28, 2023

New cars depreciate rapidly - from the moment you sign on the dotted line to when you first step on the gas pedal. This is why it makes so much more sense - financially - to invest your money elsewhere and go with a used car. Why spend more on a brand-new car when the utility of a used car is pretty much the same?

After all, if you’re like most motorists, you probably only want to get from point A to point B safely and affordably. A used car can do all this and so much more.

And when you take advantage of stress-free financing options at Start-Car, you’re able to tap into the used car market without having to spend an arm and a leg. Start-Car has one of the most comprehensive networks of lenders, including credit unions and banks, that offer extremely low-interest rates.

Easy Financing With Start-Car:

Financing with Start-Car is as easy as it gets because the helpful finance department will assist you in placing your loan every step of the way. While Start-Car does not offer in-house financing, they will help you explore all your financial options through their vast network of banks and lenders.

Start-Car wants to provide you with a hassle-free option that takes all the stress out of applying for financing. Getting started with Start-Car is as easy as visiting the finance page. Once you’re on the page, all you have to do is fill out all the necessary information. You can also fill out the Co-buyer form if you want to share ownership of the vehicle.

In both cases, filling out the information is extremely simple and takes no more than 5 minutes. You will be asked to fill in details about your name, street address, phone number, social security number, date of birth, and other essential information.

You can choose from hundreds of vehicles, including the 2017 Audi Q3 and the 2016 BMW 5 Series. All relevant information about the vehicles is displayed in the search bar, including VIN, stock number, interior color, and exterior color. You may filter out the vehicles based on the following criteria:

• - Stock Number
• - Make
• - Model
• - Year
• - Exterior Color
• - Interior Color
• - Vehicle price
• - Down payment

Don’t worry; all your information is encrypted and protected with some of the highest security standards in the industry, including SSL security protocol, to ensure no one can eavesdrop on the information. Once you have filled in all the relevant information, you hit “I accept the above terms” and click on Submit to proceed to the next step.

You can also opt for the trade-in option to swap your vehicle with the one that you like. Start-Car will buy your car regardless of its age, mileage, or condition. And the best part is that your car will be appraised in as little as 15 minutes. Each appraisal is backed with a written offer so that the deal is honored if you choose to buy a car with Start-Car.

Every vehicle sold by Start-Car comes with a digital owner’s manual, keys, and floor mats. You can visit the specific listing for each vehicle to learn more details about the items that it may come with.

Start-Car vehicles are inspected when they arrive at the dealership. However, in case a car is out of warranty, you may consider availing pre-buy inspection to be on the safe side.

Why It’s Better to Finance a Car with Start-Car?

Buying a car outright with cash can be of benefit, but financing also carries many advantages. For example, paying with cash might mean that you no longer have savings for expenses and unexpected emergencies. In some cases, you may not have enough cash to buy a car that you actually want to drive.

Also, buying with cash won’t help you if you want to improve your credit history. But taking out a loan and repaying the debt on time will easily improve your credit score. This higher credit score may provide you with lower interest rates for other important investments.

Financing a car with Start-Car is a great idea if:

• - You want to drive a car you like but don’t have access to cash to buy it outright in a reasonable amount of time
• - The interest rates are extremely low and won’t affect your disposable income
• - Paying regularly won’t disrupt your budget
• - The low monthly payments will allow you to cover other expenses
• - You are confident in your ability to make the monthly payments on time
• - You want to improve your credit history

Not to mention the fact that you could get a better car than if you were to use cash. For example, if you have $10,000 saved up, you could put $3,000 as a downpayment and finance a car worth $15,000 with low monthly interest rates. The remaining $7,000 can be used toward tax, car costs, insurance, and other essential payments.

Of course, the biggest disadvantage of financing a car is that you’ll have to stay on top of interest payments on time. This can be a problem if you’re not sure of your ability to make payments on time. And if you encounter a financial problem during this time, making payments can be difficult. It is possible to be stuck paying monthly fees that you can’t afford.

This is why you should carefully weigh your options before choosing to finance a car or pay for it in cash.

Why Choose Start-Car for Buying Used Cars?

Start-Car is the industry leader when it comes to used cars. Their network of lenders offers stress-free finance options to suit buyers from all financial backgrounds. You can fill out their finance form online, and their representative will get back to you at the earliest.

Start-Car offers some of the best, high-quality used cars in the market. Whether you decide to use financing or pay in cash, you will be able to find a car that aligns with your preferences. If you have questions about any of the vehicles and want to know about your finance options, do not hesitate to reach out to Start-Car. A representative will gladly be of assistance.